CapQuest and our Portfolio Acquisition Group have together acquired over 2.5 million accounts with an aggregate face value of nearly £3.3 billion. Debt portfolios typically consist of a large number of individual consumer credit accounts, often highly diversified in terms of their age, complexity and personal characteristics.
CapQuest has experience acquiring debt portfolios from almost every sector of consumer finance, including credit cards, personal loans, banking products, retail, telecoms, auto finance, mail order and consumer leasing. We will consider debt of any age and quality including early-stage arrears, prime or first placement, second placement, tertiary and trace & collect.
Debt portfolios are evaluated and priced using CapQuest's proprietory analytical technology, iQuest®.
Acquired portfolios are serviced by CapQuest Debt Recovery who have over 20 years experience in debt recovery.
CapQuest has historic debt purchasing and/or debt collection relationships with the vast majority of institutions that sell sub-performing assets. These relationships contribute to a smooth closing process and support post-sale requirements.